Membership

Membership of St. Mary’s Navan Credit Union is open to everyone who works or resides in our Common Bond, which covers Navan Town and the area broadly within a five mile radius of the town. We have been serving the community of Navan for over 47 years.

The Credit Union Difference

How to join

Membership Benefits

Nominations

The Credit Union Difference

Not a bank...... a co-operative

Credit Unions are people orientated financial co-operatives formed by groups with a common interest such as profession, community or associational background.

Not customers...... members

The members of a Credit Union are also the owners. You have a right to know how the Credit Union is performing, and you are urged to attend the Annual General Meeting where you can contribute to discussions about Credit Union matters and to elect to office people who will have the general good of the membership at heart. This unique structure ensures that St. Mary's Navan Credit Union remains focused on the needs of its members which leads to better service for our members.

Not profits...... benefits

Credit Unions earn income by lending the savings of members to other members at reasonable rates of interest. This income covers the expenses of the Credit Union. As Credit Unions are non-profitmaking organisations, any surplus is channelled into providing members with better products and services, and an excellent return on savings in the form of an annual dividend.

Membership Benefits

• You have control over your own finances.
• The knowledge that your savings are being used in the local community.
• There are no fees, no charges or no account maintenance costs.
• Very competitive loan interest rate.
• A wide range of financial services are available to you.
• Free services and discounts available.
• Loan Protection and Life Savings Insurance cover at no direct cost to the eligible member.
• Access to savings on demand (provided they are not held as security)
• Attractive return on your savings through annual dividends.

How do I join?

Joining St. Mary’s Navan Credit Union couldn’t be easier. If you qualify for membership (you must live or work in the Navan area) and wish to join the Credit Union, you should bring in three forms of identification to the office. Two forms of indentification are required in order to comply with the Money Laundering Act 1994 relating to all financial institutions, and since January 2009 formal proof of your PPS number is also required. The following proof of identity is required:

• Photographic Proof of identity (a passport or driving licence)
• Household bill/Bank Statement as proof of address (must be within the last 3 months)
• Proof of PPS Number

Our staff would be happy to advise you of all services available to you as a member of St. Mary's Navan Credit Union. Once you are a member, you should continue saving regularly – even small amounts which will both give you the habit of thrift, and add to the savings pool. So what are you waiting for, call in to us today to open your credit union account.